FDR’s “New Deal” program is specifically tailored to the needs and goals of each of our clients. In general, however, we seek to achieve the optimal balance between these three goals:

1.) Provide our clients with the lowest monthly payment possible

2.) Reduce our clients’ debt by as much as possible

3.) Get our clients out of debt as quickly as possible

What does this mean in practice? The average client with $30,000 of credit card debt may only pay $500 per month and be debt free in 33 months for $16,500. This estimate includes all our fees. For a specific estimate, please contact us today at (877) 274-1260.

The “New Deal” program is easy and effective. Here is a step-by-step overview:

Step 1: Call or e-mail us for a free consultation. We will assess your financial situation and determine your potential for debt reduction.

Step 2: We will work with you to determine the appropriate monthly dollar amount that you plan to save towards a negotiated settlement. This amount is typically significantly less than your current minimum payments, and goes toward paying off your debt (not simply paying interest charges and fees). These funds will be saved every month in a new account that we set up for you, but which you hold onto.

Step 3: Once you enroll in the “New Deal” program we immediately contact your creditors and handle all future creditor communications. You must close all debt accounts that are being negotiated and you are requested to avoid using credit while on the program.

Step 4: We begin negotiating with your creditors individually. Typically, we attempt to reduce debts by around 50% of your current balances. We stay in contact with you to keep you acquainted with your situation.

Step 5: Once a settlement is reached and payment is made to eliminate the account at the reduced amount you'll receive a "Good News" notification from us.

Step 6: We request that your creditors report to the credit rating bureaus that your accounts are settled in full. Congratulations, you are now Debt-Free!

After the Program: If you are interested in credit repair, purchasing a home, purchasing an automobile, or related financial services products - we can help you contact one of our affiliates to apply for access to other products. Or, if you simply want advice about a financial services decision, we will always help inform you about your best strategy for staying debt free and building personal wealth.