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Developing a Trusting Relationship
With a Debt Settlement Company |
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Call Today: (877) 274-1260 |
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If you
successfully complete our program, it’s possible
that you’ll enjoy these benefits: |
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Settle your debts for less than you owe |
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(read here for full details about how much you can expect to save) |
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Resolve your unsecured debts in 18 to 60 months |
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(read here for full details on how
long our program lasts) |
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No Up Front Fees - Don't Pay Till You See Results! |
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| Relationship Between Debt Settlement Companies and Clients |
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It is extremely important, in any industry, for a client to feel
that the
debt settlement
company working for them is taking every step to be successful in
helping their situation. As a client is pumping their money into a
company for their services in reply, there needs to exist a feeling
of insurance that the investment made will pay off in the long run.
In the
debt settlement
industry, where companies are handling personal finances that can
run up to and over 100,000 dollars, these factors are even more
important. Needless to say, when finances are on the line, securing
a healthy relationship between the client and the company is an
obligation for both parties. Here are some tips on how to establish
a positive line of communication between you (the client) and the
company who is servicing you. In addition, I have listed some things
to look out for when seeking a company for debt relief that should
signal a positive relationship in the future is unlikely.
What You Can Do:
1) Be completely honest with your company. The bottom line is the
more accurate numbers and information you provide any company, the
more accurate information you are likely to receive back. For
example, be honest about how much you owe. That way, the company can
give you a firm estimate of what they can save you (assuming they
are practicing business ethically).
2) Ask Questions. The more questions you have for a current or
future employer, the more you can feel them out and see who you are
or would be dealing with if you chose their services. This is
particularly important in the debt settlement industry because these
companies are handling your finances. Being as informed as possible
is a necessity to feel comfortable.
3) Contact your company. Don’t wait to hear from them. If you have
any concerns, questions, or just want to check up on your situation,
call your debt settlement company and see where you stand. A lot of
companies will not seek you out once you enroll in their program.
This is particularly true of large companies who have thousands of
clients to service; you don’t want to get lost in the shuffle.
What to Look Out For:
1) Inexperienced employees. If, for instance, the person you contact
cannot answer a number of your questions or has to frequently
consult with a co worker, it is possible that this company hires
unqualified people to work for them. Remember, these companies are
handling your money. Choosing a company that prides itself in
expertise is essential for developing a trustworthy relationship.
2) Unrealistic promises/estimates. The truth is non-settlement and
higher than anticipated settlements are very much a possibility in
debt settlement. This is something you have to accept before
choosing this avenue. In particular some creditors are more prone
to cost more for our clients because they tend to forward accounts
to attorneys for collection more than the norm. Capital One and
Discover stick out the most as potential problems. If you happen to
have accounts with these creditors, and the company is telling you
they guarantee 50% savings, they are giving you a best-case scenario
and aren’t being realistic with you. Avoid dealing with these
companies as they aren’t being up front with you from the get go,
and if these are your only creditors, consider talking to a
bankruptcy attorney.
3) Lack of communication. In any relationship, business or personal,
communication is a key to its success. Make sure your company is
keeping you informed on your situation. Specifically, if any changes
have been made with your accounts, make sure the company is
reporting these changes to you immediately to make sure you are
comfortable with the situation. Any information that is withheld
from you in a financial situation is important information, and you
have the right to know at all times what exactly is going on. |
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