|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Debt Settlement Versus Debt Management – Franklin Debt Relief Shows It’s No Contest |
|
A new report issued by Franklin Debt Relief CEO, Robert Zangrilli, to the FTC, titled “Common Sense,” shows conclusively that based on statistics from both the debt settlement and credit counseling industries that debt settlement produces more consumer welfare than credit counseling, and in fact, consumers who use credit counseling programs that eventually file bankruptcy lose more money in non-refundable payments to creditors than consumers who complete their plans save from interest rate reductions. |
|
Read
More... |
|
|
|
|
|
|
|
|
|
| |
|
Reduce
Debt Today! |
|
|
|
|
|
Call Today: (877) 274-1260 |
|
If you
successfully complete our program, it’s possible
that you’ll enjoy these benefits: |
|
Settle your debts for less than you owe |
|
|
(read here for full details about how much you can expect to save) |
|
Resolve your unsecured debts in 18 to 60 months |
|
|
(read here for full details on how
long our program lasts) |
|
Backed by a Money Back Guarantee on Service Fees |
|
|
(read here for full details about our
money back guarantee) |
|
| |
 |
| |
| Our Service to
Reduce Debt |
|
|
|
|
|
Franklin Debt Relief offers a unique and innovative solution to reducing
debt that involves negotiating with creditors to settle your debt for less
than you owe. In cases where clients complete the program and accounts are
settled, clients can become debt free in as little as 12 to 36 months. When
you compare our program to barely making your minimum payments each month,
the savings are even more dramatic. If you complete the program and settle
all of your accounts, FDR's "New Deal" program may be the fastest way to
resolve your debt other than Chapter 7 bankruptcy, which affects your credit
for up to 10 years. For consumers that would still like to avoid the harsh
implications of a bankruptcy filing, our solution is certainly worth
considering. |
|
|
| Top 4 Reasons to
Reduce Debt |
|
|
|
|
1. First and most obviously, credit cards are a complete drain financially.
The average credit card interest rate is 18%, and if you're even one day
late, that percentage can jump as high as 39%. Considering late fees, over
the limit fees, and annual fees for being able to use the card, it makes
sense that most economists largely blame credit cards for the fact that many
Americans have very little savings. If a consumer is only able to afford the
minimum payments on $30,000 of credit card debt, it may take 20 to 30 years
and more than $60,000 in interest alone before they are finally debt free.
2. High debt can be a drain emotionally as well. Many consumers with high
credit card balances complain of sleep deprivation and persistent anxiety
about being able to pay their bills. In extreme cases, overwhelming debt
burdens has led some consumers to suicide. Reducing debt makes even more
sense when you consider the toll it can take on someone's emotional health
and general happiness.
3. Debt is a leading cause of marital problems. As of 2004, the single
leading cause of divorce was financial stress, and statistics show the
couples who have filed bankruptcy are three times as likely to get divorced.
Debt and divorce, unfortunately, go together like a horse and carriage.
4. Debt encourages overspending. Consumers typically spend 25 to 30% more
when they are making purchases on their credit cards versus paying with
cash. Others feel so hopelessly overwhelmed by their debt that they stop
trying to budget all together. By not taking action immediately, someone's
debt can become completely insurmountable, leaving bankruptcy as their only
option for help.
Do you need to settle your debt for less? Speak to a consultant: (877)
274-1260. |
|
|
|
|
|
|
|
|
| |
| |
|
|
