While results are expected to vary, FDR guarantees that it will return part or
all of a client’s "Service Fees" in the event that the total amount Client pays
Creditors to settle Debts exceeds 70% of their total balances at the time of
settlement. Part or all of the "Service Fees" will be returned within 28
business days, and it will equal an amount such that 30% savings on balances at
the time of settlement is realized. However, the amount of Service Fees
returned will never exceed the amount of "Service Fees" actually paid by the
Client to FDR. The aforementioned guarantee is contingent upon Client being
current on payments to the program and Client following their responsibilities
detailed in the contract. The money-back guarantee does not apply to "Retainer
Fees" or accounts that are not settled because FDR set up a payment plan with
Client’s consent. See contract for details.