Debt Negotiation Sample Letters

"I'd rather go to bed without supper than rise in debt." Ben Franklin

Franklin Debt Relief, LLC is a member of (TASC) The Association of Settlement Companies. This trade association has developed a standardized industry disclosure for consumers.

Sample Credit Card Debt Negotiation Letters
Call Today: (877) 274-1260

Start here to
avoid bankruptcy

Reduce your monthly payment by up to 50%
Be debt free in as little as 12-30 months
Lower your debts by up to 50%
Make one simple monthly payment
Avoid bankruptcy
Don’t risk your home or other personal property if you miss a payment
Don’t pay service fees unless we save you money
Reduce your stress and get a “New Deal”

Debt Settlement Letters

For many consumers researching their debt relief options, it is possible that they have come across information regarding companies in the industry that are not conducting business under ethical standards. Unfortunately, there are a handful of debt settlement companies that do not have their clients’ interests as a top priority. With the percentages of consumer debt in the United States rising drastically, it is inevitable that a portion of people entering into the debt settlement arena will attempt to make a quick dollar at the expense of consumers facing financial hardships. There are a number of ways to confirm that a company is in fact conducting business properly and successfully.

The first thing that any consumer should do when they are researching different debt negotiation companies is to verify whether or not the company is a member of the Better Business Bureau. If the company is not a member, this should send up a red flag immediately to the consumer. A nice thing about the Better Business Bureau’s website (bbb.org) is the fact that you can analyze company reviews that include consumer complaints filed through the bureau in the past three years. If a company has a large number of complaints, then you know ahead of time that you may not receive the most efficient service from that program. In addition, if you are a consumer who is specifically seeking out the professional help of a debt settlement company, you can verify that they are members of the Trade Association of Settlement Companies (TASC). This association sets industry standards for debt settlement companies. To date, there are only fifteen debt settlement companies who have qualified for membership with TASC (this number could change at any time). Ultimately, to ensure right off the bat that the company you may work with is legit, you should aim to seek out one out that is a member of both the BBB and TASC.

Once you have researched these factors, there is another step you may take to ensure the debt settlement company you may decide to work with is successful in the industry. Make sure, before you come to any decisions that you ask the company to send you a number of sample settlement letters so you can take a look at the results they are reaching for their clients. If the company is advertising that they can settle your debts for 40-50% of the total debt amount and they send you sample negotiation letters showing that they typically reach 60% settlements, then you know that their advertising is faulty and they aren’t completely honest in terms of the results they are promising to deliver. I would strongly recommend that you shy away from working with these companies. Furthermore, if you are in debt with a number of creditors, make sure the company is sending you a sample settlement letter from each company. It makes no sense, for example, to receive sample negotiation letters from American Express and Chase if you are in debt with Citibank and Bank of America.

First Name

Last Name

Phone
( ) -

E-Mail Address

Debt Amout