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Debt Settlement
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Franklin Debt Relief specializes in debt settlement, also known as debt negotiation, a service where we negotiate with creditors to get them to agree to accept a lump sum pay off of less than the full balance to completely satisfy what our clients owe. In other words, Franklin Debt Relief negotiates with a creditor and assuming a creditor agrees, the account is settled with a lump sum payment made by the client. In turn the creditor agrees to report to the credit bureaus that the consumer no longer owes them anything. As an example, a client who owes $10,000 and completes the program may pay thousands of dollars less than that to settle their debts. When you consider the fact that someone barely making the minimum payment can pay as much as twice their balance on interest charges alone, the savings potential is even more astronomical. |
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Debt Reduction
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When successfully completed, Franklin Debt
Relief’s “New Deal” program is in many cases the cheapest and
fastest debt reduction program available to consumers outside of
bankruptcy. Who qualifies for debt reduction? First, only
unsecured debts are eligible for our plan. The most common
unsecured debts are credit cards, medical bills, collections
accounts, department store cards, and balances left over from
repossessions. |
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Debt Relief
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Another important qualification for our “New Deal” program is you must actually be in need of debt relief. That is, if you are not overextended and can pay back the debt without third-party help, chances are Franklin Debt Relief will not be of much help to you. Many of our clients are in need of debt relief because of a financial hardship. Being in a state of hardship is broadly defined and deals with a number of financially catastrophic events, from loss of employment and divorce, to overwhelming medical bills or anything else that may have caused a consumer to accumulate high credit card balances and been unable to pay them back. By underwriting who qualifies for our debt relief program, it's possible to save our clients much more money. |
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Avoid Bankruptcy
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Many of our clients seek our services as a
way to avoid bankruptcy. By offering one, low monthly payment to
the program, our clients is able to pay what they can afford
while potentially avoiding the harsh consequences of a
bankruptcy filing. Bankruptcy stays on your credit for up to 10
years and in legal records for up to 20 years. So even when you
apply for a loan or job 15 years down the road, you may be
obligated to answer “Yes” to the “Have you ever filed
bankruptcy?” on a loan or job application. When you factor in
the emotional consequences of filing, it makes even more sense
for some consumers to avoid bankruptcy. |
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Bankruptcy Alternative
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Franklin Debt Relief’s “New Deal” is an innovative bankruptcy alternative for consumers struggling with excessive debt burdens. In many cases, FDR’s “New Deal” offers the lowest monthly program payment, shortest timeline, and least total cost of any alternative to bankruptcy. Unlike many competitors, we also offer money back guarantee on our service fees.** |
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Debt Negotiation
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We’re confident that FDR’s “New Deal” program is the best solution for many consumers with overwhelming debt burdens. However, we also understand that debt negotiation is not for everyone, so give us a call to see if you qualify and find out whether this program is right for you. If you aren’t eligible or our program doesn’t fit your situation, we’ll refer you to an affiliate that can better service your needs. Call today: (877) 274-1260
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